Question by jay b.: home building insurance?i had tenants in my house, while i was living with my sister, i did take out a building insurance, and last week my house got burned to ashes, it has no roof neither, so i phoned the insurance company which was halifax,to my shock they declined the insurance,as i didn't have landlord insurance, they said. when i took out the policy i did say to them that i wanted landlord building insurance, the woman at the branch assured me, how ever when i looked at my paper now it does say, i have building and contents insurance,i never asked for that, just wanted a simple landlords insurance, i have £40 thousand pounds worth of damage and really stressed don't now what to do, can anybody please give me some advice i would appreciate it very much,
the house was rented privately, and the fire departments say it was an arson attack,could i sue the tenant.
Best answer:Answer by Tom Z
Seek legal counsel.
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